MidFirst History

In November 1934, 50 Armco Steel employees founded a credit union to help each other obtain low-interest loans in times of sickness, death, or emergency. Over the next 60 years, that small group continued to add members, enlist organizations, and grow in size and stability.

In 1990, the Armco Employees Credit Union had grown to encompass three office locations and over 70 Select Employee Groups eligible for membership. In 1994, the name changed from Armco Employees Credit Union to MidFirst Credit Union, Inc., to better represent the diversity in the membership.

MidFirst built its tradition of personal service and trust as a not-for-profit organization where members are also owners - with the right to vote for their Board of Directors. Earnings at MidFirst are returned to the membership in the form of lower loan rates, higher savings rates, and improved products and services.

MidFirst Plaza (Towne Boulevard branch) opened in May 1997 and was designed to serve as the Credit Union's headquarters. The Plaza provides unique features that cater to the membership, including a FirstResource Member Library, a Community Room, and even a stream (known as "The Canal") that runs through the center of the facility!

In response to a growing membership and increasing interest in membership from local people who would not have been eligible through a Select Employee Group, MidFirst Credit Union obtained what is called a "Community Charter" from the State of Ohio in March 2001. This charter allows MidFirst to serve anyone who lives, works, worships, or attends school in Butler or Warren County.

Today, MidFirst Credit Union serves approximately 24,000 members who live, work, attend school, or worship in Butler and Warren Counties, as well as the employees, families, and retirees of over 200 Select Employee Groups. MidFirst operates four branches in Middletown, Trenton, and Monroe, as well as seven ATMs in Middletown, Trenton, Monroe, and Springboro.