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CONSUMER ALERT
MidFirst always has your financial interest in mind, and part of that is financial security and privacy. MidFirst will NEVER send you any communications with a link to a web page or login screen, or any request for personal information such as account numbers, PINs, or other passwords. If you receive a questionable e-mail requesting personal MidFirst information, or an e-mail that appears to be from MidFirst that includes a link to any website, please contact MidFirst at (800) 633-8905 or (513) 420-8640.
- Get Cash For Summer Fun at a Sizzling Hot Rate of 6.75% APR!
*Annual Percentage Rate (APR) is valid only on new MidFirst Signature Loans of $1,000 or more with a maximum term of 36 months for members who qualify. To receive this special offer, member must sign up for ACH payments, payroll deduction, or automated transfers. Other terms, conditions, limits and fees may apply. Offer expires without notice.
- MidFirst Best Value Guarantee
*Figures based on a comparison of the checking account fees and charges incurred at select local financial institutions compared to current MidFirst fees and charges. Results certified by Condit and Associates, CPAs, Columbus, Ohio.
**Annual Percentage Rates (APR) quoted on New and Used Auto, Truck and Motorcycle loans for terms up to 72 months and on the current Signature Loan special for terms up to 36 months to members who qualify. APRs are subject to credit approval and can change without notice. Contact a MidFirst associate for details.
***Annual Percentage Rate (APR) quoted on Home Equity Loans up to 80% loan-to-value for terms up to 60 months to members who qualify. APR quoted on Home Equity Lines of Credit (HELOC) up to 80% loan-to-value is variable and based on 1% under the current Prime Rate listed in The Wall Street Journal as of June 20, 2008; the maximum APR that can be applied is 25%. APRs are subject to change without notice. Fees and closing costs may apply; fees range from $150–$250. A MidFirst Checking Account and automatic payment deduction is required. Private Mortgage Insurance may be required and is the financial responsibility of the member. A minimum initial draw is required on HELOCs with a credit line of $30,000 or more. Contact a MidFirst associate for details.
****If, within 30 days of a loan approval at MidFirst, a member brings in written documentation from a competing local financial institution that shows the member was approved for a better loan rate on a similar loan request to the one approved by MidFirst, MidFirst will match the loan rate with the same loan terms and conditions of the competing local institution. If the member was approved for a loan with MidFirst and MidFirst decides not to match the rate of the competing local financial institution but the member chooses to close the loan at MidFirst anyway, MidFirst will deposit $50 into the member’s MidFirst account of choice once the loan with MidFirst is closed with the original terms. If the member does not close the loan with MidFirst, the $50 is not paid. Member must show written documentation of the loan approval and the lower approved loan rate from a competing local financial institution; advertisements will not be accepted. Excludes internet offers, member business loans, overdraft line of credit, credit cards, dealer, captive, indirect lending, and subsidized financing & 1st mortgage loans. List of competing local institutions qualifying for loan rate guarantee available at any MidFirst branch and may change from time to time. Non-standard loan approvals for members with credit scores less than 620 may not be eligible.
- Get Rewarded for Using Your MidFirst Visa
*From July 1 until December 31, MidFirst Visa Classic, Gold and Platinum cardholders will be entered into a monthly drawing to win one of three “grab bag” rewards for every month they charge at least $400 in purchases or balance transfers to their card. Fees and charges do not apply towards the $400 threshold. Three winners will be randomly selected each month; winners will be mailed their “grab bag” by the last day of the next month. “Grab bag” rewards will include at least one of the following: gift certificates from local businesses valued at $10 - $40, travel certificate good for buy one, get one free airfare valued at $245 - $540, gas card valued at $10 - $30, MidFirst stadium blanket valued at $25, MidFirst cooler valued at $10, or MidFirst garden set valued at $15. Average value of each “grab bag” is $500. Odds of winning depend on number of entries received. Promotion may end without notice. Contact a MidFirst associate for more details.
**VISA® Platinum Credit Card information is accurate as of June 20, 2008. No annual fee, no minimum finance charge, 25 day grace period on repayment of purchase balances. Cash Advance Fee is 2% of advance amount with a minimum of $20. The Annual Percentage Rate (APR) is variable based upon credit evaluation and payment history and will be determined by adding an amount between 3% and 9% to the Prime Rate as published in The Wall Street Journal. 1% Cash Rebate rewards are earned for retail purchases. Balance transfers, cash advances, convenience checks and fees do not earn Cash Rebate points. Cardholder must make a minimum of $1,000 in total annual purchases from October through September of the following year in order to earn Cash Rebate points. Earn 0.25% on the first $1,000 to $4,999 in purchases, 0.50% on the next $5,000 in purchases, 0.75% on the next $15,000 in purchases, and 1% on purchases of $25,000 or more. Contact a MidFirst associate for more details.
